AEROSPACE CONTRACTOR

$28,000,000 aggregate credit. Formula driven line against receivables (including progress receivables) and inventory. Term loans for capital expenditures.

COSMETICS COMPANY

$17,000,000 aggregate credit. A very fast-growing company, through social media, needed to finance its growth. The credit was structured to finance inventory plus a cash flow piece.

DIGITAL CONSULTING COMPANY

$12,500,000 aggregate credit. Established a $2,000,000 working capital line with $10,500,000 additional funding to finance part of acquisition cost. Cash flow-based credit. The company provides consulting, design and implementation relating to web content management solutions.

REAL ESTATE INVESTMENTS COMPANY

$20,000,000. Provided working capital to purchase single family dwellings to renovate and sell within 180 days. The credit was structured based on a formula that required a certain percentage equity investment and a time frame to move inventory or exclude from borrowing base.

MARKET CHAIN

$22,000,000. Financed the acquisition by Private Equity of a health conscious and organic products market chain. This was “cash flow” based credit.

MEDICAL GROUP

$14,000,000. To finance the acquisition of new facilities and expansion.

WHOLESALE DISTRIBUTOR

$3,300,000 line of credit secured by receivables and inventory. The company’s products are high quality racing and protective gear for motorcycle and mountain bike enthusiasts.

ENGINEERING & MANUFACTURING

$15,000,000 aggregate credit. $4,000,000 non-formula line and $11,000,000 of term loans for capital expenditures and for the acquisition of another business.

MANUFACTURING

$2,500,000 aggregate credit. $2,000,000 formula revolver and $500,000 term debt for capital expenditure. Manufacturer of structural airframe components and assemblies.

“I’ve known Ray for more than 25 years. He and I have worked together on numerous commercial loan transactions—he as a commercial banker and I as bank counsel. I’ve always found Ray to be innovative and laser-focused, as well as honest, straightforward, reliable, engaging and communicative. Ray is one the finest bankers I’ve ever known and of the highest integrity. I’m proud to count him as a good friend."
Joel | Joel J. Berman | Elkins Kalt Weintraub Reuben Gartside LLP

“I have known and worked with Ray during his tenure at various financial institutions going back to Comerica Bank. Ray is straight-shooter, a consummate gentleman, and a professional’s professional. He gets his deals done. It is my pleasure to recommend him.”
Robert A. Willner | Shareholder | Buchalter

“I’ve known Ray Boyadjian for many years. We have done business throughout those years. He’s truly a “trusted advisor”. I look to Ray for all things “banking” – whether it’s a loan or other types of financing, Ray is my first call. I know if Ray can’t help me himself, he’ll connect me with someone who can. He’s a one-stop shop whenever I’m looking for any kind of debt instrument.”
Jeffrey E. Brandlin | President & Founder | CPA, CFF / CIRA, CM&AA | Brandlin & Associates